В CSS:
.ramka {border:1px solid #ABD8F0; background:#f3faff; }
.hed_ramka {background:#E3F5FF; padding:5px;border-bottom:1px solid #ABD8F0;font-weight:bold;font-size:13px;font-family:tahoma;color:#3D6276;text-shadow:1px 1px 0px #fff;}
.text {padding:5px; font-family:tahoma;font-size:11px; }